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Can banks refuse to handle cash?

Can Swedish banks refuse to handle cash?
Sveriges riksbank Rapportera olämpligt innehåll


  • The freedom of contract principle means that the obligation to accept cash as a means of payment can be waived. This freedom of contract also applies to banks in relation to their customers. Such a contract may be written or verbal. It is therefore not necessarily a question of an actual written contract, as it is sufficient for the bank to simply inform customers that it does not accept cash.

    The Riksbank has no mandate to decide over cash handling by the banks, but the banks have promised to help their customers with the banknote and coin changeover. Any change in the legislation regarding cash handling is a matter for the Riksdag (the Swedish parliament) and the Government.
    Sveriges riksbank
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